- BASIC – $50,000 to cover final expenses for funeral and end-of-life medical costs.
- BETTER – 10-30x annual income. How many years do you plan on working until retirement?
- BEST – DIME Method (Debt, Income, Mortgage, Education). This is a comprehensive calculation to account for outstanding debts, number of years your family will depend on annual income, balance remaining to pay off mortgage, and estimated cost of children’s education.
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